Wayne Godare, Chapter 13 Trustee

Standard Language

Summary of Changes

Revision 12-14-2011:
#33 Pending Loan Modification

Created distinguished language for Pre-confirmation and Post-confirmation cases.

Revision 09-07-2011:
#27 Ongoing Mortgage Payments Through Plan

Previous version required debtor/counsel input of the address to send payments, we will now send the payments to the address listed on the proof of claim.

Revision 07-18-2011:
#27 Ongoing Mortgage Payments Through Plan

Previous version called for a value, new version leaves the value column blank.

Revision 05-23-2011:
#4 Future Automobile Purchases

Old sentence:

If for any reason the purchase is not consummated within that time, the funds so set aside will be forwarded to the Trustee for distribution under the Plan and the debtor(s) “projected disposable income” will be recalculated to account for the change in expenses with paragraph 1(a) adjusted accordingly. 

 Replacement sentence:

Revision 04-20-2011:
#16 Retention Of Tax Refunds - added a "NOTICE" at the end of the paragraph.

Revision 04-15-2011:
#34 Future Employment - NEW!

Revision 12-21-2010:
#9 Long Term Student Loans - Paragraph regarding student loan claims for over median debtors with discretionary income has been removed as well as the "NOTE" associated.

Revision 12-08-2010:
#19 Lien Stripping - The change removes the requirement that the debtor receive a discharge to successfully strip an under-secured lien from a residence.

Revision 11-30-2010:
#19 Lien Stripping - The last sentence was added instructing that any proceeds collected under this paragraph be added to paragraph 1(e) of the Plan.

Revision 10-14-2010:
#16 Retention of Tax Refunds - The confusing language about apportioning the EIC and non EIC part of the refunds has been removed

#19 Lien Stripping - Changes the word "void" to "avoid"

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